Saving by Insurance

How to Use the Portable Document Format (PDF) Easily and Effectively

Friday, September 3rd, 2010 | Computers

All of us who use the Internet today would have had a chance to view or print a PDF file. You might have downloaded a product brochure from the manufacturer's website and tried to see the details of the product you are interested in. You might have mailed your presentation to interested audience members as a PDF file instead of the entire PowerPoint presentation - the PDF file being a fraction of the size of the original presentation. In the legal profession, contracts are sent from one party ...
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Cash Value and Life Insurance Policies

Friday, September 3rd, 2010 | Finance

f you're shopping for life insurance long enough, you're bound to come across the term cash value. It's typically a function of how whole life insurance is designed. As we discussed in our whole life insurance article, the cash value bell and whistle may be just that but it's important to dig a little deeper and understand how it works and why it's a part of life insurance policies at all. Let's look closer at the cash value component of whole life. My father-in-law was an old New York Life ...
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The ABCs of health insurance

Thursday, September 2nd, 2010 | Finance

More workers are likely to be offered a health insurance option that offers a lower premium, but could mean higher out of pocket costs, when open enrollment begins at many companies in coming weeks. Here are some tips for evaluating these new plans, called consumer directed health plans, and the alphabet soup of options this open enrollment season.What's a consumer-directed health plan?This is insurance that typically carries a premium lower than traditional coverage, but the trade-off is ...
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Getting prepared for flu season: What you should know about your insurance coverage and the H1N1 influenza outbreak

Wednesday, September 1st, 2010 | Finance

Because of the emergence of the H1N1 virus ' or swine flu 'Insurance Commissioner Thomas R. Sullivan and the National Association of Insurance Commissioners (NAIC) encourage consumers and businesses to include a flu response plan in their disaster preparations this year. The first step in making that plan is a comprehensive review of your insurance policies. Here are a few things you should look for:Health InsuranceThe World Health Organization (WHO) is advising countries in the northern ...
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Rethink your health insurance options to trim costs

Tuesday, August 31st, 2010 | Finance

It's open enrollment season at many businesses, and you might want to reconsider your previous year's choices. In Southern California, it's sometimes hard to tell that the seasons have changed, but here's a tip that it's fall: Many employers are beginning to send out the information you'll need to re-up for 2010 health insurance if you get your coverage through your job.Time frames vary, but if your firm does its re-enrollment in the fall, you'll probably get the information on next year's ...
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Blue Shield is ousted from California's high-risk health insurance pool

Monday, August 30th, 2010 | Finance

Its premiums were substantially higher than those of the other two insurers in the Major Risk Medical Insurance Program, state officials say. Blue Shield coverage will remain in effect until Jan. 1.California has ousted Blue Shield, the state's second-largest not-for-profit health plan, from the state's high-risk medical insurance pool because its premiums were too high.The pool, known as the Major Risk Medical Insurance Program, or MRMIP, insures more than 6,700 Californians who have been shut ...
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Health Insurance Help For Laid-Off Workers May End

Sunday, August 29th, 2010 | Finance

If you have ever lost a job and the health benefits that went with it, you have probably heard of COBRA, the program that requires employers to extend your health coverage for a price.That price, however, is one that all but a fraction of laid-off workers find much too high. The federal stimulus bill has helped some workers by lowering those payments, but that help may soon run out.Nicole Pelton, who lost her job in March as a marketing manager in Silicon Valley, says she doesn't want to worry ...
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Church insurance providers fear health-care reform

Saturday, August 28th, 2010 | Finance

Like most health-care executives, O.S. Hawkins is keeping a close eye on Congress these days. And he's not sure he likes what he sees.   Hawkins is president of GuideStone, the Southern Baptist health insurance and pension plan for ministers. He'd like to see health-care costs cut but fears reform might unintentionally put GuideStone and other denominational insurance plans out of business.Hawkins was in Nashville last month for a meeting of Southern Baptist Convention leaders. He told them ...
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Buying Life Insurance Policy In Dubai

Friday, August 27th, 2010 | Finance

Future is always uncertain and uncertainty births risk. Life insurance is required in order to provide financial security to the dependants of the policy owner in case of his sudden death. Life insurance is also a way of saving money. On the maturity of life insurance policy, the owner gets the whole amount with interest. In Dubai, the number of people who are covered under life insurance is increasing at a rapid rate. People there are getting aware about the benefits of life insurance. Life ...
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New York auto insurance coverage

Thursday, August 26th, 2010 | Finance

New York car insuranceKanetix makes it easy to compare auto insurance quotes in New York. We are your one-stop shop for car insurance that will save you time and money. The increased urbanization in New York leads to increased levels of traffic congestion and potential for traffic accidents. This makes car insurance even more crucial to protect yourself against the consequences. Most states require by law that vehicles have at least a minimum level of coverage. If your vehicle does not carry ...
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